Introduction
Which motorcycles cost the most to insure? Motorcycle insurance can be difficult to understand for many people. This article will help you with finding which motorcycles cost the most to insure. My intention is to give you a clear picture of each type of motorcycle and how it affects your total insurance costs over time.
If you want to go further and dig deeper into specific models then please check out my other blog post on the subject matter: Motorcycle Insurance Scorecard: Which Models Require the Highest Premium?
Ninja H2
The Ninja H2 costs more to insure than other motorcycles, but its insurance premium is still lower than a lot of cars.
Ninja H2 motorcycles cost to insure
The Ninja H2 costs $1,000 more to insure than other motorcycles. This is primarily due to the fact that it has higher insurance premiums for collision and comprehensive coverage than other bikes.
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Ninja H2 motorcycle insurance premiums
The average premium for a Honda motorcycle is $1,300 per year, including collision and comprehensive coverage. The average premium for a Yamaha motorcycle is $1,400 per year.
Panigale Superleggera
The Panigale Superleggera is the most expensive motorcycle to insure, according to data from Insure .com.
The Italian manufacturer’s new flagship bike costs an average of $10,000 more to insure than a typical sportbike with similar top-end performance. The average cost of insuring a Panigale Superleggera is $30,723 compared to $24,839 for a Honda CBR1000RR Fireblade.
The Ducati brand also leads in motorcycle insurance costs with its 1198S SPS ($31,935) and 1199 Panigale ($29,382). The Ducati’s two-cylinder engines are more expensive to insure than the four-cylinder models because of their smaller engine displacement and lower power output. A smaller engine means lower production costs and fewer parts.
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Harley-Davidson Road Glide Special
It's no surprise that Harley-Davidson is on this list of the most expensive motorcycles to insure. The Road Glide Special is a premium motorcycle, with custom updates like a center-mounted fairing and an aluminum fuel tank. The engine is a modified version of the Twin Cam 88, with its own two-valve air intake system.
The bike also has a 6-speed transmission and electronic fuel injection, which are both expensive devices to install in a production motorcycle.
It wouldn't be surprising if insurance companies charged more for these modifications, but it's hard to say exactly how much more.
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Ducati Panigale
The cost of insuring a Ducati Panigale motorcycle is $2,500 per year. It's not the most expensive bicycle to insure, but it's a lot more expensive than your average bicycle.
The Ducati Panigale costs $1,000 more to insure than the average motorcycle, according to Insure .com. The average motorcycle costs about $1,100 to insure annually (on average).
However, you may be able to find deals with lower rates for your motorcycle insurance if you drive a safe vehicle and maintain good driving records.
Yamaha FJR1300A
Yamaha FJR1300A motorcycles cost to insure
The Yamaha FJR1300A is a good choice for riders who want a very good touring bike that can also handle most of the streets. The bike has an aluminum frame and weighs in at just over 200 pounds, so it's easy to carry around while you're on the road.
The FJR1300A comes with many features that make it a very popular choice. For example, it has a fully adjustable seat height and footrests for comfort when riding for long periods of time. It also has storage space inside the fairing for your belongings or anything else you might need while riding your motorcycle.
The engine on this particular model is not as powerful as some other models, but it still gets up to speed quickly and smoothly. This makes it ideal for anyone who likes to cruise around town or along highways on their motorcycle.
It's important to remember that if you decide to buy an older motorcycle like this one, you'll probably have to pay more money each month than if you were buying a new model today. However, if you're looking for something reliable and durable, then this may be one of your better options!
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